Ensuring Your Colorado SR22 Insurance Is Filed with the DMV

Securing your California SR22 is crucial for maintaining your driving privileges. Here's how you can ensure your SR22 insurance filing reaches the DMV flawlessly:

1. Purchase Your SR22 Insurance: First, select and purchase an SR22 auto insurance policy from a reputable provider. Make sure the insurer is licensed to file SR22s in California.

2. Electronic Filing with the DMV: Most insurance companies file your SR22 electronically, minimizing delays. Typically, this is done on the same day you purchase the policy. Confirm with your insurer that they will handle the electronic submission to the California DMV.

3. Verify Filing with the DMV:

   • Wait a Day or Two: Allow some time after purchase for the electronic filing to process.
   • Check with the DMV: Contact your local DMV office. Inquire if they have received your SR22 form and whether your driver's license status is active. You can do this by calling or visiting in person.

4. Keep Your Documentation: Retain a copy of your insurance policy and any confirmation your insurer provides regarding the SR22 filing. This documentation can be helpful if discrepancies arise.

By following these steps, you can rest assured that your SR22 filing process is completed smoothly and that your driving privileges remain intact. If you have any SR22 Insurance Binder questions please call.

Once an SR-22 is required, you will need to contact our company to help you get the SR-22 certificate. This is a high-risk insurance certificate that is typically very expensive. Not all insurance companies will issue an SR-22, so it may require a little research. The National Association of Insurance Commissioners, visit www.naic.org.  We will be glad to assist in helping you to get the SR-22 insurance binder that you will need call and talk to one of our licensed agents at 719-428-4485.

Once you purchase your SR-22 insurance policy, the insurer will file the SR-22 with your state DMV, typically on the same day and often electronically. This ensures that the DMV is promptly notified of your compliance with state regulations.

Here are 3 other important points to keep in mind:

• It Can Take A Few Days, or More, to Receive the SR-22: The certificate will be issued upon payment of the certificate. It will then be submitted to the Secretary of the State. This process can take a few days to complete depending on the DMV. Until the certificate is actually completed, it will not be possible for you to regain your driving privileges because your license is still technically suspended within the computer system.

• Keep It With You At All Times: Upon receiving the Colorado SR-22 binder, the insurance company will be required to notify the DMV that you now meet all state laws in regards to fiscal responsibility as well as minimum requirements as enforced by your state. It must remain active and be in your car at all times should you ever be pulled over and need to show it to a law enforcement agency.

• Verify Your License Status: After the SR-22 is filed, check with your local Colorado DMV office to confirm that your driver's license is active. This step is crucial to ensure that you are legally allowed to drive again.

• Your License Can Be Suspended if Your Coverage Lapses: Should your insurance ever lapse or be canceled, your insurance company will be required by law to notify the DMV that you are no longer in accordance with the law. At this point, your license will be suspended for failure to comply with the SR-22 insurance requirements. In order to prevent suspension or be in violation of the terms of the SR-22 insurance laws, it is best to renew your insurance at least 15 days prior to the expiration date of the insurance policy.